Financial stability

EIOPA safeguards the stability of the insurance and occupational pensions sectors

In order to safeguard the stability of the insurance and occupational pensions sectors, as well as broader financial stability,  EIOPA monitors and assesses risks and vulnerabilities with a view to facilitating or coordinating the necessary supervisory action to deal with such developments.

EIOPA strives to be in a position to take preventive action and so takes a forward looking approach to this work. 

The core of EIOPA's approach to financial stability is to bring together risk analysis and vulnerability analysis in order to assess the stability of the sector at a point in time.

EIOPA has a responsibility to inform other European Supervisory Authorities, the European Systemic Risk Board (ESRB) as well as the European Parliament, the Council of the EU and the European Commission of the emergence of such risks and vulnerabilities. In this way, EIOPA performs its role as part of the European System of Financial Supervision (ESFS).